:root{--navy:#0B2A3F;--blue:#1B6FA8;--deep:#14598A;--sky:#58B0E8;--sun:#F2A413;--sun-ink:#3A2600;--pale:#EAF4FB;--ink:#0B2A3F;--muted:#4F6B7E;--line:#D3E1EB;--bg:#fff;--lost:#C8442B;
--font:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
img{max-width:100%;height:auto}a{color:var(--blue)}
h1,h2,h3{line-height:1.12;margin:0 0 .5em;font-weight:800;letter-spacing:-.02em;text-wrap:balance}
h1{font-size:clamp(2.1rem,6vw,3.5rem)}h2{font-size:clamp(1.6rem,4vw,2.4rem)}h3{font-size:1.2rem}
p{margin:0 0 1em}.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
:focus-visible{outline:3px solid var(--sun);outline-offset:2px}
.top{background:var(--navy);color:#fff;font-size:.9rem}.top .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding:8px 20px}
.top a{color:#fff;font-weight:700;text-decoration:none}
header.nav{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
header.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 20px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.1rem;line-height:1.1}
.brand img{width:48px;height:48px;border-radius:50%}.brand small{display:block;font-weight:600;color:var(--blue);font-size:.72rem;letter-spacing:.05em}
nav ul{display:flex;gap:4px;list-style:none;margin:0;padding:0;flex-wrap:wrap}
nav a{display:block;padding:8px 10px;text-decoration:none;color:var(--navy);font-weight:600;border-radius:8px;font-size:.95rem}
nav a:hover,nav a[aria-current]{background:var(--pale);color:var(--deep)}
.menu-btn{display:none;background:var(--navy);color:#fff;border:0;border-radius:8px;padding:10px 14px;font:inherit;font-weight:700}
@media(max-width:860px){.menu-btn{display:block}nav{display:none;width:100%}nav.open{display:block}header.nav .wrap{flex-wrap:wrap}nav ul{flex-direction:column}}
.btn{display:inline-block;background:var(--sun);color:var(--sun-ink);font-weight:800;text-decoration:none;padding:14px 24px;border-radius:12px;border:0;font-size:1rem;cursor:pointer;font-family:inherit}
.btn:hover{filter:brightness(1.07)}.btn.alt{background:#fff;color:var(--navy);border:2px solid var(--navy)}
.btn.fb{background:#1877F2;color:#fff}
.hero{background:linear-gradient(135deg,var(--navy),var(--deep));color:#fff;padding:72px 0 64px}
.hero .wrap{display:grid;grid-template-columns:1.3fr .7fr;gap:32px;align-items:center}
@media(max-width:800px){.hero .wrap{grid-template-columns:1fr}.hero img{max-width:240px;margin:auto}}
.hero p.lead{font-size:1.2rem;color:#DCEBF5;max-width:52ch}.hero .tag{color:var(--sun);font-weight:800;letter-spacing:.12em;text-transform:uppercase;font-size:.85rem}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:20px}.hero .btn.alt{background:transparent;color:#fff;border-color:#fff}
.hero img{border-radius:50%;box-shadow:0 10px 40px rgba(0,0,0,.35)}
.trust{background:var(--pale);border-bottom:1px solid var(--line)}.trust ul{list-style:none;margin:0;padding:14px 20px;display:flex;gap:10px 28px;flex-wrap:wrap;justify-content:center;font-weight:700;color:var(--deep)}
section.s{padding:56px 0}section.alt{background:var(--pale)}
.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px}.card h3{color:var(--deep)}
.card .ic{font-size:2rem}.card a.more{font-weight:700}
.price{font-size:2.6rem;font-weight:800;color:var(--deep);line-height:1}.price small{font-size:1rem;color:var(--muted);font-weight:600}
.kicker{color:var(--blue);font-weight:800;letter-spacing:.1em;text-transform:uppercase;font-size:.8rem;margin-bottom:6px}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px 20px 20px 64px;position:relative}
.steps li:before{content:counter(s);position:absolute;left:16px;top:16px;width:36px;height:36px;border-radius:50%;background:var(--sun);color:var(--sun-ink);font-weight:800;display:grid;place-items:center}
.banner{background:var(--sun);color:var(--sun-ink);text-align:center;padding:36px 20px}.banner h2{margin-bottom:.3em}
.banner .btn{background:var(--navy);color:#fff}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin-bottom:10px}summary{cursor:pointer;font-weight:700}
.crumbs{font-size:.9rem;color:var(--muted);padding:14px 0}.crumbs a{color:var(--muted)}
.checks{list-style:none;padding:0}.checks li{padding-left:28px;position:relative;margin-bottom:8px}.checks li:before{content:"✓";position:absolute;left:0;color:var(--blue);font-weight:800}
.two{display:grid;gap:32px;grid-template-columns:1fr 1fr;align-items:start}@media(max-width:800px){.two{grid-template-columns:1fr}}
form{display:grid;gap:14px}label{font-weight:700;display:grid;gap:6px}
input,select,textarea{font:inherit;padding:12px;border:1px solid #9FB6C6;border-radius:10px;width:100%;background:#fff;color:var(--ink)}
.hp{position:absolute;left:-9999px}
.gal{display:grid;gap:14px;grid-template-columns:repeat(auto-fill,minmax(240px,1fr))}
.ph{aspect-ratio:4/3;border:2px dashed var(--sky);border-radius:14px;background:var(--pale);display:grid;place-items:center;text-align:center;color:var(--muted);padding:12px;font-weight:600}
footer{background:var(--navy);color:#CFE1EE;padding:44px 0 90px}footer a{color:#fff}footer h3{color:#fff;font-size:1rem}
footer ul{list-style:none;padding:0;margin:0}footer li{margin-bottom:6px}.legal{font-size:.85rem;margin-top:24px;border-top:1px solid #24425A;padding-top:16px}
.sticky{position:fixed;left:0;right:0;bottom:0;z-index:30;display:none;background:var(--navy);padding:8px;gap:8px}
.sticky a{flex:1;text-align:center;padding:12px;border-radius:10px;font-weight:800;text-decoration:none}
.sticky .c{background:var(--sun);color:var(--sun-ink)}.sticky .e{background:#fff;color:var(--navy)}
@media(max-width:700px){.sticky{display:flex}}
.calc{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;display:grid;grid-template-columns:1fr 1.1fr;gap:26px}
@media(max-width:760px){.calc{grid-template-columns:1fr}}
.calc .out{display:grid;gap:14px;align-content:start}
.big{font-size:clamp(2.4rem,8vw,3.6rem);font-weight:800;color:var(--lost);line-height:1}
.bar{display:flex;height:30px;border-radius:8px;overflow:hidden;border:1px solid var(--line)}.bar .ok{background:var(--blue)}.bar .lost{background:var(--lost)}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.stats b{display:block;font-size:1.25rem}.stats span{font-size:.8rem;color:var(--muted)}
.net{background:var(--sun);color:var(--sun-ink);border-radius:10px;padding:12px 14px;font-weight:600}
.fine{font-size:.82rem;color:var(--muted)}
@media print{.top,header.nav,.sticky,footer{display:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.hl{color:var(--sun)}.fs{border:0;padding:0;margin:0;display:grid;gap:14px}
.pg{display:grid;gap:14px;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));margin:0 0 24px}
.pf{margin:0;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}
.pf img{display:block;width:100%;height:auto}.pf.sol img{height:240px;object-fit:cover}.pf.ba{align-self:start}
.pf figcaption{padding:10px 14px;font-weight:700;color:var(--deep);font-size:.95rem}